For HMO-Insured Patients Proceeding Without a PCP Referral
I do not currently have a referral from my primary care physician (PCP) for this consultation. I understand that my health maintenance organization (HMO) plan generally requires a PCP referral for specialist visits, and that without one, my insurance plan may not cover this service.
I am choosing to proceed with this consultation without a referral. I understand that BioHealth Dermatology will not submit a claim to my insurance plan for this visit, and that I have the right to make this choice for any service I pay for in full out of pocket.
I understand that I am personally and fully responsible for the cost of this consultation. The fee for this visit is a discounted rate of $19, due at the time of service. I understand this amount is not an estimate contingent on insurance and will not be adjusted based on what my insurance plan might otherwise have paid.
I understand that I had the option to obtain a referral from my PCP before this visit, or to reschedule my appointment in order to do so, and that I am choosing to proceed today without one.